Best Savings App Free. Depending on the features offered and the model of the app, they may be free or charge a fee. Earn 0.5% apy and transfer funds back to your checking account at any time for free.
Beginner savers or those who struggle to save on a monthly basis. The app learns your spending and savings habits, then transfers extra money into savings for you. Automatic savings apps are an easy, reliable and foolproof method to hack your way to saving more money.
The app also pays 0.1 percent savings on your balance.
Digit is free for the first 30 days and there are no minimum balance requirements. Best for those who have a hard time figuring out how much they can afford to save and want to lean on automatic savings. Owned by intuit, the same company that makes quickbooks and turbotax, mint offers an array of features to help you track and manage your money from a giant list of banks, credit card issuers, brokerages, lenders, and other financial institutions. Additionally, you’ll receive a 1% savings bonus on your average daily balance every three months.